Travel insurance for when the unexpected happens on your trip.
Whether you’re traveling across the ocean or just across the United States, there’s a chance your trip might not go according to plan. If the unexpected happens, travel insurance can help protect you – and your wallet – from a financial loss.
Travel insurance helps protect the most important parts of your trip. From trip cancellations and lost baggage to 24-hour travel and emergency medical assistance, our travel protection plans provide important coverage for you and your trip investment, helping you feel safe, secure and connected while on your trip.
Do You Really Need Travel Insurance?
Great question. The answer is yes. Many travelers think their health insurance or free credit card insurance will completely cover their out-of-pocket expenses. However, that’s often not the case. Consider the reasons below for purchasing travel insurance for your journey.
Health Insurance Doesn't Cover Everything
According to the US Department of State - Bureau of Consular Affairs some domestic health insurance may cover “customary and reasonable” costs overseas. However, they often won’t pay for a medical evacuation back to the US which can cost upwards of $50,000. That’s where travel insurance can help.
Credit Card Shortfalls
There’s a chance your credit card provides some coverage for travel insurance. It’s important to check what coverage you have as this can vary depending on your card type and can even cost you additional funds to invoke. Credit card companies often have several conditions in order for their insurance to apply. For example, you may have had to pay for the entire trip using that credit card. For higher benefits coverage, purchase a specific travel insurance plan.
You don’t want to cancel a vacation or lose the money you’ve invested. Cancel for a covered reason listed in your policy and Cover-More can help.
When traveling you may not always have access to the best health care. Your health and safety is a priority. If an emergency medical evacuation is necessary, we will transport you to the nearest suitable hospital for treatment. Additional benefits include transportation of a visitor of your choice to stay with you or to transport any traveling children back home, should you become hospitalized.
A trip to the beach isn't much fun without a bathing suit. If your luggage is delayed or lost, Cover-More plans go above and beyond. We can refund you for items lost, stolen or damaged, and reimburse you for necessary items you need to buy until your baggage is returned.
Call the toll-free number 24/7 prior to departing for assistance or advice on planning your trip. When you’re traveling, one toll-free call gives you access to a variety of travel services like medical emergency assistance and lost baggage retrieval.