Why do I need travel insurance?
Travel is all about dreaming big, whether that’s discovering new places, tasting local cuisine, or trying something adventurous. But even the best-laid plans can face unexpected hurdles like illness, delayed flights, lost luggage, or sudden cancellations. That’s where travel insurance can step in. It can act as a safety net, offering coverage for everything from emergency medical care abroad to reimbursement for canceled plans and lost belongings. With most policies offering 24/7 support, you can access help when you need it most, no matter where in the world you are.
Travel insurance is especially important if you’re planning activities like hiking or snorkeling, or heading somewhere with unpredictable weather. It can give you the flexibility to adjust plans when life (or nature) throws a curveball, without added stress. If you’re putting your time, money, and dreams into a trip, travel insurance can help protect that investment so you can focus on enjoying the journey.
Ready to learn more? Explore the articles below to get answers to common questions travelers have about travel insurance.
Is travel insurance really necessary? 7 reasons to protect your trip
Planning a trip is exciting. From discovering new places to exploring new foods, adventures await around every corner. When you travel, you dream big, and that’s exactly why protecting yourself and your trip can make all the difference.
No matter how carefully you plan, travel sometimes comes with surprises. From delays and lost luggage to sudden illness or natural disasters, having travel insurance can give you a safety net when things don’t go as expected. Here are seven common situations where it can pay to have travel insurance. Read more...
10 mistakes to avoid when filing your travel insurance claim
When you book a trip, you’re focused on exciting destinations, bucket list experiences, and long-awaited getaways. But sometimes, life throws unexpected surprises into the mix — like flight delays, illness, cancellations, or lost luggage. That’s where travel insurance can come in. It can be your safety net when plans change.
But even with coverage, many travelers run into delays or denials when they file a claim. Why? Not because their situation wasn’t eligible, but because of easily avoidable mistakes in the claim submission process.
Whether you’ve already purchased a plan or are preparing for your next trip, understanding how to file a successful claim can save you time, money, and stress. Below are 10 of the most common travel insurance claim submission mistakes (and how to avoid them), so you can make the most of your coverage and get reimbursed faster. Read more...
Emergency while traveling overseas? Here's how travel insurance can help
When you picture your dream vacation, it’s easy to focus on sightseeing, amazing food, and once-in-a-lifetime experiences. But what happens if your dream detours into an emergency room visit?
The truth is that unexpected illnesses or injuries can strike at any time, even in the most beautiful destinations. Whether you catch a stomach bug in Europe or sprain your ankle hiking in Costa Rica, you might find yourself or a traveling companion in need of hospital care during your trip.
If that happens, travel insurance can make all the difference. Not only can it help protect you financially from the cost of emergency treatment, but it also gives you access to our 24/7 emergency assistance team, so you're not alone when navigating unfamiliar health care systems abroad.
Here’s what you need to know to get the help you need to stay on track with your travel goals, even if your journey takes an unexpected turn. Read more...
What you need to know about hurricane coverage
Hurricane season runs from June through November, and, if you’re planning a vacation to a hurricane-prone area then, it’s important to understand the risks and how you can help protect your travel plans and your financial investment.
Whether you’re jetting off to the Caribbean, heading to the Gulf Coast, or cruising to a tropical destination, dreaming big means planning the trip of a lifetime. But it also means being smart about the what-ifs, like hurricanes.
While most trips go off without a hitch, weather disruptions like hurricanes can seriously derail your plans, causing flight delays, cancellations, or unsafe conditions at your destination. That’s where travel insurance can make a big difference. Understanding how this kind of coverage works can help you travel more confidently and stress less when storms roll in. Read more...
Flight delayed or canceled? Here's how travel insurance can help 
Planning your next adventure can be exciting, especially when you’ve spent time dreaming big and bringing your travel goals to life. But no matter how well you plan, flight disruptions can happen when you least expect them. Having travel insurance in place can help ease the financial stress and logistical headaches that come with unexpected changes to your itinerary.
If you’re wondering how travel insurance works when flights are delayed, canceled, or rescheduled, here’s a quick guide to help you understand how coverage can help protect your journey from takeoff to touchdown. Read more...