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Seniors Travel Insurance

Quality travel insurance you can customize to your needs

The “golden years” aren't meant for sitting at home – it's time to travel the world! What’s stopping you from booking your next great adventure? Our policies are world-class for seniors. So if you’re under 99 years of age and want great quality coverage for your travels, get a quote for Cover-More Travel Insurance. To help you out, we’ve put together a list of commonly asked questions from travelers like you – check out our Seniors Travel Insurance FAQs.

Choose your policy

If you’re on a budget, you can choose from a variety of extras and coverage options to adjust your premium. Get a quote online today and see how affordable protecting your travel dreams can be.

Do I need travel insurance?

There are a number of reasons why travel insurance is important – and even more reasons for seniors. You may not be as fit and healthy as you used to be, and the quickest way to ruin a vacation is for you to come home with a big bill if something goes wrong. Your chances of robbery have increased too, with thieves targeting older travelers. Make sure you and your belongings are protected on your trip.

group of seniors looking at map

Why pick Cover-More

We know how important travel insurance is for travelers and travel businesses. Cover-More has partnered with Berkshire Hathaway Travel Protection to provide you with high-quality coverage, so you can explore the world with peace of mind. Our plans are great values for the money, and offer these benefits* popular with senior travelers:

  • 24/7 emergency medical and travel assistance
  • Medical and dental coverage
  • Luggage and personal-effects benefits
  • Coverage and assistance if you lose travel documents, including credit cards and travelers’ checks
  • Travel-delay expenses
  • Trip-cancellation coverage
  • Concierge services^

Pre-existing medical conditions*

You can still travel with peace of mind even if you have existing medical conditions. We will cover you if the pre-existing medical-condition waiver is in effect*, provided the following conditions are met:

  1. This plan is purchased within 15 days of your initial trip payment;
  2. The amount of coverage purchased equals all prepaid non-refundable payments or deposits applicable to your trip at the time of purchase, and the costs of any subsequent arrangements added to the same trip are insured within 15 days of the date of payment or deposit for any subsequent trip arrangements;
  3. All people insured under the policy are medically able to travel when this plan cost is paid;
  4. The cost of your trip does not exceed $100,000 per person (only applicable to trip cancellation/Interruption/delay).

Keep in mind that this coverage will be terminated and no benefits will be paid under the pre-existing medical-condition exclusion waiver if the full costs of all prepaid, non-refundable trip arrangements are not insured.

If you have any questions about existing medical conditions coverage for seniors, get in touch with our team on 1-844-692-4112 or read through the details in our Description of Coverage.

senior couple enjoying beverage on beach

Do you need to cover your Cruise vacation?

Cruises are great for senior travelers. Visiting multiple locations from the comfort of a luxury liner makes for a relaxing vacation. While most cruises have medical facilities on board, the cruise line will charge you separately for those services. In the event that your condition becomes serious and you require evacuation, if you don’t have appropriate travel insurance, you’ll likely receive a bill for tens of thousands of dollars – and that’s before hospital fees. Making sure you are covered for your cruise can protect you against lost luggage, cancellation, and unforeseen expenses.

15-day free look

When you purchase a Cover-More policy, you’re covered by our 15-day free-look period.** If you change your mind and need to cancel within 15 days from the Effective Date of your insurance or your scheduled Departure Date (whichever comes first), you can get a full refund of your premium paid, providing you have given written notice to Cover-More or an agent and haven’t already made a claim.

Let’s talk

What are you waiting for? Get out there and explore the world knowing Cover-More can protect you on your travels. Get a quote online, or call us at 1-844-692-4112.

^These are services only. The insured person is responsible for any cost of the service itself, e.g. the cost of the tickets.
*Limits and exclusions may apply.
**You may cancel this insurance by giving the Company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of your insurance; or (b) your scheduled Departure Date. If you do this, the Company with refund your premium paid provided no insured has filed a claim under the Policy. 

Contact Us

Cover-More has been providing travelers in the US, UK, Australia and New Zealand with high-quality travel insurance and round-the-clock customer service. We’ve partnered with Berkshire Hathaway Travel Protection to provide our US customers with the highest quality coverage available.

Contact details for Non-U.S. Cover-More customers