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A couple enjoys the Mediterranean view

Premium Insurance Coverage

ExactCare® afrom Cover-More offer you premium coverage to protect the investment you’ve already made in your vacation or trip. Each product provides you with a range of options that let you tailor your insurance to your preferences.

ExactCare overview

With many excellent comprehensive benefits included, and at an affordable price, ExactCare covers you for trip cancellation and interruption, baggage protection and travel delay. You’ll also receive medical and emergency medical evacuation coverage that, with the exception of a few states, can be increased to fit your needs.

Features of Cover-More ExactCare travel insurance include:



Trip cancellation

100% of trip cost ($100,000 max)

Trip interruption

150% of trip cost ($150,000 max)

Trip interruption – return air


Trip delay

$1,000 ($200/day) (5 hours)

Missed Connection


Baggage and personal effects


Baggage delay

$200 (24 hours)

Medical expense

$25,000 ($500 dental)

Evacuation/repatriation of remains


Accidental death and dismemberment


Tarmac Delay


Flight Departure Delay


Lost Baggage


Please note: Restrictions may apply to the benefits. Coverage limits and availability may vary by state. See full policy details for further details.

ExactCare advantages

  • Comprehensive, easy-to-understand coverage
  • Speedy claims processing
  • “Pic and a click” filing for most claims
  • Notifications sent directly to mobile devices
  • 24/7 access to emergency assistance from any device
  • 15-day free-look period
  • Extra coverage – included when the insurance plan is purchased within 15 days of the initial trip payment
  • Pre-existing condition exclusion waiver*

We also offer optional coverages that you can add to your plan for an additional premium. We provide these so you can tailor your coverage to suit your needs and your trip.

Optional coverages include:

  • Medical-expense upgrade
  • Medical-evacuation/hospital-of-choice upgrade
  • Car-rental collision coverage
  • Accidental death and dismemberment (common-carrier air-only) upgrade

With safety, security and protection features like:

  • Roadside-assistance coordination
  • Emergency notification to family/friends
  • Medical referral and emergency needs
  • Mobile personal assistance
  • Driving directions
  • Assistance in unexpected situations
  • Information or questions answered

And amazing concierge services:

  • Dining reservations
  • Travel planning and assistance
  • Events/tickets

To ensure your next trip is memorable for all the right reasons, and to give you complete peace of mind, choose one of the premium insurance options from Cover-More. Get a free quote today.

*If all conditions are met. Please refer to the Description of Coverage for full details.

†Note: These are services only. The insured person is responsible for any cost of the service itself, e.g. the cost of the tickets.

Contact Us

Cover-More has been providing travelers in the US, UK, Australia and New Zealand with high-quality travel insurance and round-the-clock customer service. We’ve partnered with Berkshire Hathaway Travel Protection to provide our US customers with the highest quality coverage available.

Contact details for Non-U.S. Cover-More customers